Terms and Conditions

1. Acceptance of Terms

By accessing or using the Choice Novaris website and any associated tools, content, or services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Services.

2. Description of Services

Choice Novaris provides AI-driven data analysis and informational tools designed to support independent decision-making. The Services are provided "as is" and are intended to assist users with research and analysis; they do not constitute financial, investment, legal, or tax advice.

We make no representation that the Services will be uninterrupted, error-free, or suitable for any particular purpose. Features, availability, and functionality may change at any time without prior notice.

3. No Financial Advice

Nothing provided through Choice Novaris should be interpreted as a recommendation, solicitation, or offer to buy or sell any security, instrument, or asset. Any analysis, output, or content generated by the Services is for informational purposes only. You are solely responsible for any decisions made in reliance on information obtained through the Services, and you should seek independent professional advice before making financial or investment decisions.

4. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding agreement to use the Services. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to reverse-engineer, scrape, or disrupt the underlying systems or data;
• Misrepresent your identity or impersonate any person or entity;
• Upload or transmit harmful code, malware, or unauthorized automated requests;
• Resell, redistribute, or sublicense the Services without prior written consent.

6. Intellectual Property

All content, software, design elements, trademarks, and materials associated with Choice Novaris are the property of Choice Novaris or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from any part of the Services without prior written permission.

7. Subscription, Fees, and Billing

Certain features of the Services may require payment of fees. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the point of purchase. You are responsible for providing accurate billing information and for any charges incurred under your account. This section should be adapted to reflect your specific pricing and refund policies.

8. Third-Party Data and Links

The Services may incorporate data, links, or integrations from third-party sources. Choice Novaris does not control and is not responsible for the accuracy, completeness, or reliability of any third-party content, and inclusion of such content does not imply endorsement.

9. Disclaimer of Warranties

To the fullest extent permitted by law, the Services are provided without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Choice Novaris does not warrant that any analysis, output, or result generated through the Services will be accurate, complete, or reliable.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Choice Novaris, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial loss, arising out of or related to your use of or inability to use the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Choice Novaris and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Services, your violation of these Terms, or your infringement of any third-party right.

12. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, including in cases of suspected violation of these Terms. You may discontinue use of the Services at any time.

13. Changes to the Services or Terms

Choice Novaris may update these Terms or modify the Services from time to time. Material changes will be reflected by updating the "Last updated" date above. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Choice Novaris operates, without regard to conflict of law principles. This section should be reviewed to reflect the specific jurisdiction relevant to your business.

15. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Choice Novaris website.